One Monthly Payment Consolidate all your debt into one simple payment. Reduce Your Payments Cut your payments in half & eliminate credit card debt. Stop Collection Agency Phone Calls We help bring your accounts to current if you're behind. Get a FREE Estimate Today Fill out our FORM for a free consolidation quote and debt analysis.

Call 800-738-1912 or Apply on our secure network.

See what our customers have to say about us...

"Colonial Credit helped me pay off all my bills. That was the best feeling ever - not to worry about bills. I consolidated my bills and saved money at the same time and still received money back. I also locked my mortgage at a great interest rate. The people were great and honest. They try 100% to get you the best deal. It's very hard to find someone that you can trust. I trusted Colonial Credit and got the best - Colonial Credit are people you can trust."

Maria Ramos

Lincoln, RI

Refinanced with Debt Consolidation Single Family Home - November, 2005    

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Customers first

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.